Funding Beginners and Experienced Real Estate Investors

Fix & Flip loans, should be referred to as Purchase – Fix and Flip loans which helps the beginner or experienced real estate investor make a profit in a control environment and in a fairly fast amount of time, while changing and improving the living conditions of their communities and upgrading the value of all surrounding properties, some programs allow the experienced borrower to invest as little as 10%  and 100% of the renovation cost in as little as 10-15 business days. W become your angel investor and partners as we would like you to succeed as fast as possible for us to continue lending whoever our fees are much less than the share an actual partner will take.

IF WE CAN NOT FUND IT, WE KNOW WHO WILL

We are flexible are understand not all real estate investors/borrowers will fit into our criteria therefore we have affiliate who will.
Your business is improving homes and selling them. Fast.
Our business is creating straight-forward fix-and-flip funding programs that move as fast as your business.
Whether house flipping is a good second income or your full-time job, you will love our no-hassle, less-paperwork approach.

Hard Money Loans for Multi Family and Mixed Use Properties
1. Loans range from $750,000 to $2,000,000.
2. Need 25% Down by the borrower of the total investment. (1st time investors)
(Purchase, Rehab, All Closing Cost, Carrying Cost and Lender’s Fee).
3. Proceeds available for property acquisition as well as repair and renovation.
4. 1st lien on the mortgaged property to be purchased or refinanced.
5. Terms typically up to 1 year; with 2 six month extensions.
6. Non-owner occupied properties only.
7. Rates ranging from 14-16% p.a. with 6-8% upfront.
8. Advance rates up to 70% of property acquisition and rehab cost.

In order to submit a file to Hard Money Lenders New Jersey you must provide the following:
1. Full Property Address
2. Disclose main aspects of your credit
3. Let us know of your experience with hard money (Rehab projects you have done in the past)
4. Photos of the outside, yard, every room in the house, furnace and meters.
5. Exit strategy.

Once we have all these together is what we call a full file and it will submit it to the group for approval, if we like the deal and decide to move forward, we will produce an L.O.I. (Letter Of Intent). You as the borrower should look it over with your lawyer and if you agree with the terms, sign it and return it to us.

We offer flexible short-term bridge rental loans to help you acquire buy-to-rent properties without delay while you determine the long-term plan for each investment. We also offer long-term rental loans at the lowest possible rate whether you plan to retain one rental home or an entire rental portfolio.

Experts say that the best way to build wealth is by generating recurring monthly revenue – there is no better way to do just that than acquiring rental properties. We Lend is a big advocate of building wealth and our rental program is here to assist in achieving that goal. Our Rental Loan Product is underwritten as a hard money loan but with traditional type terms and rates. Let’s build wealth!

These loans provide funding for buy and hold investors that want to start or expand their rental investment portfolio. After a decade as the most reliable hard money lender in the country, ABL has expanded into long term rental financing for 1-4 family properties. Our loans are written to match your specific project and can be structured with 30 year amortizing, ARM, or interest-only options.

We are hard money lenders for rental properties and have full control of our finances and do all loan underwriting and processing in-house, allowing us to provide flexible loans with highly competitive rates and leverage. Our rates start as low as 4% and we offer a max LTV up to 80%, with a maximum loan cap of $3M for single property loans and portfolio loans up to $6.25M. These rental loans are “doc-light” – no personal income verification required – and are available for inexperienced investors, assessing the deal based on the income-producing viability of the rental property.

Requierments:
1. 30% to 50% Down payment.
2. No Credit score needed.

Requierments:
1. 30% to 50% Down payment.
2. No Credit score needed.